Every day, thousands of people suffer injuries through no fault of their own. The victims’ initial course of action is to lodge a compensation claim to the insurance provider of the responsible party. Statistics suggest that the majority of cases are settled, yet many victims make mistakes because of false and deceptive beliefs. This post highlights some prevalent myths to avoid in order to properly submit your personal injury claim.
There is a Promise of Payment
As harsh as it may seem, not everyone who sustains an injury receives monetary recompense. The specifics of your damage, the existence of a liable party, and your decision to file a claim will determine whether or not you obtain a settlement. Typically, victims are urged to hire solicitors to prevent making obvious errors that could have ruined their cases. Whether the responsible party admits fault, working with personal injury lawyers in Colmar, PA can boost your chances of winning compensation.
Only Court Resolve the Personal Injury Claims
Although a significant portion of disputes are resolved in court, the majority never do. Insurance agents also prefer to avoid this process since if the court rules in favour of the victim, their company will be required to pay the plaintiff’s legal bills as well. The court also abdicates its authority in negotiations.
Your Medical Expenses will be Covered by the Responsible Party
Your expenses are not covered as you accrue them by the accountable party. You are responsible for paying them, and you won’t be reimbursed until after a fault has been established and a settlement has been granted or offered. Your money will arrive sooner if the insurance company makes you a settlement offer or accepts your claim than if the matter goes to trial. This is one of the reasons you are encouraged to hire a lawyer to help you negotiate a settlement and avoid the drawn-out court procedures.
The other Party will pay the Bill Personally
Some motorists decide not to file a personal injury claim after a collision because they believe it would be unfair to require the at-fault motorist to provide so much money. That is not at all the times. Unless a criminal investigation is initiated and a fine is imposed, the opposite party will not pay anything out of pocket. If the accident occurred while they were acting within the scope of their work, their insurance or the insurer of their employer will be responsible for paying your claim in full.
If more Injuries Occur, you will be Reimbursed Medical Expenses
Always seek medical attention as soon as possible after an accident so that a treatment plan can be developed for you and any potential future injuries and costs may be looked into. The insurance adjusters will most certainly take future medical expenditures into account when making their estimates if they are anticipated at this point in the case. However, after the lawsuit is resolved, you won’t get any further money.
Settlements for Personal Injuries are Paid in Money only
As you are probably aware, insurance settlements are intended to put you back in the financial situation you were in before to your accident and to prevent you from having to pay any related expenses out of pocket. Simply said, you aren’t supposed to gain anything from the unpleasant circumstance. However, the prevalence of insurance fraud cases demonstrates that people continue to see compensation claims as chances for achievement. If that were the only way to look at it, perhaps the compensation for non-economic losses could be considered a benefit.
A Claim may be Made at any Time
Personal injury claims are subject to statutes of limitations, which prohibit filing them after a specific time period in each state. The statute of limitations in your state should be understood since after it expires, your claim is irretrievably lost. Be aware of this as well. Some insurance firms may try to use shady methods to extend the time limit.
Claims for Personal Injuries are Settled Rapidly
If you want to have a clear understanding of what lies ahead, you must be able to distinguish between what actually occurs and what is intended to occur. When the responsible party is found and a claim is lodged, settlements ought to be made right away, but that’s not what insurance adjusters do. There’s a good chance that your claim’s value won’t match theirs at first, necessitating negotiating meetings in order to come to a compromise. All of them take time, and if the case needs to be resolved in court, that time may be extended.
You’ll Obtain Better Settlement if you Wait
The idea that turning down settlement offers would result in better ones is false and can harm your case irreparably. Not all insurance providers want to take advantage of you. Some will approach you and make you an offer to settle the matter quickly since they are confident they have no case to make against you. Get a lawyer to evaluate the value of your case if you are unsure about a settlement offer. Then, base your choice on the results.
Final Words
It is advisable to become familiar with the details of the claim-filing process given the rising number of industrial and vehicular accidents and injuries. To improve your chances of getting compensated, keep the aforementioned myths in mind as you pursue compensation.
